Estimating Closing Costs

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Estimating Closing Costs

Closing costs are fees paid at the settlement of a real estate transaction. They typically range from 2% to 5% of the purchase price. While these costs can seem daunting, understanding them can help you budget effectively.

Why Are Closing Costs Important?

Closing costs cover various expenses associated with finalizing the home purchase. These include:

Title Fees: Costs associated with transferring ownership of the property.
Attorney Fees: Legal fees for reviewing documents and representing your interests.
Appraisal Fees: The cost of assessing the property's value.
Property Taxes: Prorated taxes for the portion of the year you own the property.
Homeowner's Insurance: The initial premium for your homeowner's insurance policy.
Loan Origination Fees: Fees charged by the lender for processing your mortgage loan.

Common Misconceptions About Closing Costs

Myth: Closing costs are negotiable. While some fees may be negotiable, others, such as government fees and taxes, are fixed.
Myth: Sellers always pay closing costs. In many cases, buyers are responsible for a portion or all of the closing costs.

Get an Estimate of Your Closing Costs

To get a more accurate estimate of your closing costs, please fill out the form below:

Please note: This is an estimate only. Actual closing costs may vary based on several factors, including local regulations, lender fees, and specific terms of the transaction.

By providing your information, you agree to our Privacy Policy.

Name

First Name

Last Name

Email

Phone

Country

(###)

###

####

Property Address or County

Used for Tax Estimate

Purchase Price

If you do not have an actual price, estimate a high price for "worst case".

How will you be paying for it?

Cash

Finance

If you are financing, at what interest rate?

If you are financing, how long is the term of the loan?

5 years, 15 years, 30 years?

Insurance Estimate

If you've received any insurance quotes, if not, we will use an average.

Choose a closing date

MM

DD

YYYY

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